If you’re craving a delightful dessert that combines creamy sweetness with tropical flair, then you’re in for a real treat with Coconut & Condensed Milk Tarts No Bake. This recipe is perfect for those who want an easy, fuss-free dessert without turning on the oven. With luscious coconut flavor paired with rich condensed milk, these tarts bring a smooth, melt-in-your-mouth texture that’s simply irresistible. Whether it’s a casual get-together or a special occasion, these no-bake tarts deliver a crowd-pleasing taste every time.

Why You’ll Love This Recipe

Effortless preparation: No oven needed means these tarts come together quickly without any complicated steps.
Tropical flavors: The blend of coconut and sweet condensed milk creates a creamy, island-inspired treat.
Great for all skill levels: Whether you’re a kitchen newbie or seasoned baker, this recipe is foolproof.
Perfect for warm weather: The chilled, no-bake aspect makes it a refreshing dessert on hot days.
Customizable: Easy to adapt with various toppings, crusts, or add-ins to suit your taste.

Ingredients You’ll Need

Simple, wholesome ingredients combine to bring this Coconut & Condensed Milk Tarts No Bake masterpiece to life. Each item plays a crucial role in delivering the perfect balance between texture, flavor, and visual appeal.

Sweetened condensed milk: Provides the luscious sweetness and creamy base that ties the tart together.
Desiccated coconut: Adds a chewy, tropical texture and authentic coconut flavor.
Crushed biscuits or graham crackers: The no-bake crust foundation giving a crunchy and buttery contrast.
Butter: Helps bind the crust while adding richness and depth to the flavor.
Vanilla extract: Enhances the sweetness with warm, aromatic notes.
Lemon or lime zest: Optional but highly recommended for a zesty citrus kick that brightens up the tart.

Variations for Coconut & Condensed Milk Tarts No Bake

Feel free to make this recipe your own! These variations offer creative twists that can tailor the tarts perfectly to your preferences or dietary needs.

Vegan alternative: Use coconut cream and vegan biscuits to keep the rich texture without dairy.
Nutty crust: Replace biscuits with ground almonds or pecans for added crunch and flavor complexity.
Chocolate drizzle: Add melted dark or white chocolate on top for a decadent finish.
Fruit topping: Add fresh mango, pineapple, or berries for a bright and fresh garnish.
Spiced twist: Sprinkle cinnamon or cardamom into the filling for a cozy, aromatic edge.

How to Make Coconut & Condensed Milk Tarts No Bake

Step 1: Prepare the Crust

Start by crushing your biscuits or graham crackers into fine crumbs using a food processor or by hand. Melt the butter and mix it thoroughly with the crumbs until the texture resembles wet sand. Press this mixture firmly into your tart pans or ramekins, creating an even layer that will form a sturdy base.

Step 2: Mix the Filling

In a bowl, combine the sweetened condensed milk with desiccated coconut and vanilla extract. Add lemon or lime zest here if you like a citrus zing. Stir until all ingredients are fully blended, forming a thick, creamy mixture.

Step 3: Assemble the Tarts

Spoon the coconut and condensed milk filling over the prepared crust evenly, smoothing the surface with a spatula. Cover the tarts with plastic wrap or place in an airtight container to prevent drying out.

Step 4: Chill Until Set

Pop the tarts into the refrigerator and chill for at least 4 hours or overnight. This chilling time allows the filling to firm up and the flavors to meld beautifully, ensuring that perfect creamy texture without baking.

Step 5: Serve and Enjoy

Once set, remove from the fridge and garnish as desired. Slice carefully and serve cold, delighting in each spoonful of creamy, tropical goodness.

Pro Tips for Making Coconut & Condensed Milk Tarts No Bake

Use fresh desiccated coconut: It amplifies the flavor and avoids any stale or bland taste.
Press the crust firmly: Ensuring the crust is compact will keep it from falling apart when slicing.
Chill long enough: Don’t rush—proper chilling guarantees the filling sets perfectly for easy serving.
Add zest carefully: Zest enhances brightness, but a little goes a long way to avoid overpowering sweetness.
Use cold butter for crust: This helps achieve a crumbly texture that’s perfect for no-bake tarts.

How to Serve Coconut & Condensed Milk Tarts No Bake

Garnishes

Top these tarts with toasted coconut flakes, a sprinkle of nutmeg, or a few fresh berries for color and texture. A drizzle of honey or melted chocolate can also add an indulgent touch to elevate the presentation.

Side Dishes

Pair the tarts with a scoop of vanilla ice cream or a dollop of whipped cream to complement the creamy texture. A fresh fruit salad also works wonderfully to balance the richness with some refreshing acidity.

Creative Ways to Present

Consider serving the tarts in mini mason jars or cupcake liners for a fun handheld dessert option. Layering the tart filling in clear glasses with fresh fruit and crushed biscuits makes an eye-catching parfait style treat.

Make Ahead and Storage

Storing Leftovers

Keep leftover Coconut & Condensed Milk Tarts No Bake in the refrigerator in an airtight container. They stay fresh and tasty for up to 3 days, making them a convenient and delicious quick dessert option.

Freezing

You can freeze the tarts wrapped tightly in plastic wrap and stored in a freezer-safe container. Freeze for up to 1 month and thaw in the fridge overnight before serving to preserve texture and flavor.

Reheating

Since these are no-bake chilled tarts, reheating isn’t necessary or recommended. Instead, serve them straight from the fridge for the best creamy, refreshing taste experience.

FAQs

Can I use fresh coconut instead of desiccated coconut?

Yes, fresh finely shredded coconut works well and will add more moisture and a vibrant flavor, but you may need to adjust the amount to maintain the right filling consistency.

Is this recipe suitable for people with nut allergies?

Absolutely! The basic recipe uses no nuts, but if you add nut-based crust options, make sure to inform guests accordingly or avoid nuts entirely.

How long does it take for the tarts to set?

Typically, the tarts need at least 4 hours of refrigeration to firm up properly, but chilling overnight is ideal for the best texture.

Can I make these tarts ahead for a party?

Definitely! These tarts are perfect for preparing a day or two in advance, making your party prep stress-free and enjoyable.

Can I double the recipe?

Yes, this recipe scales easily, so feel free to double or even triple the ingredients to serve a larger crowd without any adjustments to preparation.

Final Thoughts

Give these Coconut & Condensed Milk Tarts No Bake a try and discover one of the easiest, most delicious tropical desserts you’ll ever make. The creamy texture combined with the sweet and nutty coconut flavor will have everyone asking for seconds. Whether it’s a weeknight treat or a festive gathering, this no-bake tart recipe is a guaranteed crowd-pleaser that’s as effortless as it is scrumptious.

Coconut & Condensed Milk Tarts No Bake

Author: Anna
Prep Time: 15 minutes
Cook Time: 0 minutes
Total Time: 4 hours 15 minutes
Yield: 6-8 small tarts 1x
Category: Dessert
Method: No-Bake
Cuisine: Tropical/International
Diet: Vegetarian

Print Recipe

Description

Coconut & Condensed Milk Tarts No Bake are an easy, oven-free dessert combining creamy sweetness with tropical coconut flavor. Perfect for warm weather or any occasion, these tarts feature a crunchy biscuit crust and a luscious coconut filling made with sweetened condensed milk, desiccated coconut, and vanilla. Chill to set and serve with optional garnishes for a refreshing, melt-in-your-mouth treat that is simple to prepare and sure to please.

Ingredients

Scale

For the Crust

1 ½ cups crushed biscuits or graham crackers
6 tablespoons cold butter, melted

For the Filling

1 can (14 oz / 395 g) sweetened condensed milk
1 cup desiccated coconut (fresh shredded coconut can be used as alternative)
1 teaspoon vanilla extract
1 teaspoon lemon or lime zest (optional)

Instructions

Prepare the Crust: Crush the biscuits or graham crackers into fine crumbs using a food processor or by hand. Melt the cold butter and mix it thoroughly with the crumbs until the texture resembles wet sand. Press this mixture firmly into your tart pans or ramekins, creating an even, sturdy base.
Mix the Filling: In a bowl, combine the sweetened condensed milk, desiccated coconut, and vanilla extract. Add lemon or lime zest if using. Stir until all ingredients are fully blended into a thick, creamy mixture.
Assemble the Tarts: Spoon the coconut and condensed milk filling evenly over the prepared crust and smooth the surface with a spatula. Cover the tarts with plastic wrap or place them in an airtight container to prevent drying out.
Chill Until Set: Refrigerate the tarts for at least 4 hours or overnight to allow the filling to firm up and flavors to meld, achieving that perfect creamy texture.
Serve and Enjoy: Once set, remove from the fridge and garnish as desired with toasted coconut flakes, fresh berries, chocolate drizzle, or other toppings. Slice carefully and serve cold, savoring the tropical, creamy goodness.

Notes

Use fresh desiccated coconut to amplify flavor and avoid stale taste.
Press the crust firmly to ensure it holds together when slicing.
Chill the tarts long enough for the filling to set perfectly.
Add citrus zest sparingly to avoid overpowering sweetness.
Use cold butter for the crust to achieve a crumbly texture ideal for no-bake tarts.