Moist chocolate chip banana bread recipe on a wooden board

How to Make Irresistibly Moist & Delicious Chocolate Chip Banana Bread Recipe Everyone Loves

ByAnna

Chocolate chip banana bread is a beloved classic that blends the sweet, fruity flavor of ripe bananas with the rich taste of melted chocolate chips. This recipe offers an easy way to bake a soft, flavorful loaf that stays moist for days. Perfect for breakfast, a midday snack, or an after-dinner treat, this chocolate chip banana bread recipe is one you’ll keep coming back to. Here at HomeasyRecipes, we’re passionate about turning simple ingredients into memorable dishes. Curious about our journey and why so many trust our kitchen secrets? Visit our About page to learn more about our love for homemade recipes.

If you’re searching for more indulgent bakes, try our chocolate peanut butter crunch cups — another irresistible creation to add to your list.

Table of Contents

Why Chocolate Chip Banana Bread Is Everyone’s Favorite

The Irresistible Blend of Bananas and Chocolate

Few combinations are as comforting as bananas and chocolate. The natural sweetness of ripe bananas pairs beautifully with the rich, slightly bitter notes of chocolate chips, creating a loaf that feels indulgent yet homey. Every bite offers a balance of flavors and textures — soft, moist crumb with melty chocolate bursts. This is why chocolate chip banana bread continues to be a favorite treat across generations.

What Makes This Chocolate Chip Banana Bread Recipe Unique

Not all banana bread recipes are created equal. This one stands out because it uses simple, wholesome ingredients in just the right proportions to achieve a moist and tender loaf. The technique ensures that the bread is flavorful without being overly sweet, and the chocolate chips are evenly distributed for the perfect taste in every slice. You can enjoy it plain, toasted with butter, or even topped with a drizzle of chocolate. For more creative baking, try our fresh strawberry sheet cake recipe — another dessert that’s equally loved for its texture and taste.

The Secret to a Perfectly Moist Chocolate Chip Banana Bread

The Role of Ripe Bananas in Making the Bread Exceptional

The key to a loaf that’s soft and bursting with flavor lies in the bananas you use. Overripe bananas — the ones with plenty of brown spots — are perfect because they’re sweeter, creamier, and full of natural moisture. Mash them gently so there are still a few small chunks; this gives the bread its signature texture. Those bananas not only sweeten the loaf but also keep it from drying out.

How Butter, Sugar, and Chocolate Chips Work Together

The richness of softened butter, when creamed with sugar, creates a light and tender crumb. Sugar doesn’t just sweeten; it also caramelizes during baking, giving the bread a beautiful golden crust. Chocolate chips scattered throughout melt into the batter, leaving pockets of gooey sweetness in every slice. For even better results, toss the chips in a little flour to keep them from sinking. Add a few extra on top before baking to make your loaf bakery-beautiful.

Want to try other amazing baked desserts? Check out our lemon blueberry bread recipe for another moist, flavorful loaf, or get inspired by the chocolate-rich ideas on Natasha’s Kitchen and Nina Kneads to Bake.

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Moist chocolate chip banana bread recipe on a wooden board

How To Make Irresistibly Moist Chocolate Chip Banana Bread Recipe That Everyone Loves

  • Author: Anna
  • Prep Time: 10 minutes
  • Cook Time: 55-65 minutes
  • Total Time: 1 hour 10 minutes
  • Yield: 1 loaf (8 servings) 1x
  • Category: Dessert
  • Method: Baking
  • Cuisine: American
  • Diet: Vegetarian
Print Recipe

Description

This chocolate chip banana bread recipe creates a moist, tender loaf filled with melty chocolate chips, perfect for breakfast, snacks, or dessert.

Ingredients

Scale
  • 1/2 cup unsalted butter, softened
  • 2/3 cup granulated sugar
  • 2 large eggs, room temperature
  • 3 medium/large ripe bananas, mashed (about 1 3/4 cups)
  • 1/2 tsp vanilla extract
  • 1 1/2 cups all-purpose flour
  • 1 tsp baking soda
  • 1/2 tsp salt
  • 1 cup semisweet chocolate chips, divided

Instructions

  1. Preheat oven to 350˚F. Grease and flour a 9×5-inch loaf pan.
  2. Cream softened butter and sugar together until light and fluffy.
  3. Add eggs one at a time, mixing well after each addition.
  4. Mash bananas to a chunky applesauce consistency and stir in with vanilla extract.
  5. Whisk flour, baking soda, and salt separately, then fold into the wet mixture.
  6. Fold in 3/4 cup chocolate chips, reserving 1/4 cup for topping.
  7. Pour batter into the loaf pan, sprinkle remaining chocolate chips on top.
  8. Bake for 55–65 minutes, or until a toothpick inserted in the center comes out clean.
  9. Let bread rest for 10 minutes in the pan, then transfer to a wire rack to cool completely.

Notes

  • Use very ripe bananas with lots of brown spots for the best flavor.
  • If the bread browns too quickly, cover loosely with foil during the last 10 minutes of baking.
  • Cool completely before slicing to retain moisture.
  • For variation, add nuts or swirl in peanut butter or Nutella.

Nutrition

  • Serving Size: 1 slice
  • Calories: 290
  • Sugar: 22g
  • Sodium: 220mg
  • Fat: 12g
  • Saturated Fat: 7g
  • Unsaturated Fat: 4g
  • Trans Fat: 0g
  • Carbohydrates: 40g
  • Fiber: 2g
  • Protein: 4g
  • Cholesterol: 50mg

Keywords: chocolate chip banana bread, chocolate chip banana bread recipe, moist banana bread, best banana bread recipe, easy banana bread

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Ingredients You’ll Need for the Best Chocolate Chip Banana Bread Recipe

Ingredients for chocolate chip banana bread recipe
Gather all ingredients for the perfect chocolate chip banana bread.

Key Ingredients and Their Functions

For a perfectly moist chocolate chip banana bread, each ingredient plays an important role:

  • Unsalted Butter (½ cup): Adds richness and a tender crumb.
  • Granulated Sugar (⅔ cup): Balances sweetness and enhances browning.
  • Eggs (2 large): Binds ingredients while adding structure.
  • Ripe Bananas (3 medium/large): Provide natural sweetness, moisture, and flavor.
  • Vanilla Extract (½ tsp): Elevates overall taste with a warm aroma.
  • All-purpose Flour (1½ cups): The base structure of the loaf.
  • Baking Soda (1 tsp): Helps the bread rise and stay fluffy.
  • Salt (½ tsp): Balances flavors.
  • Semisweet Chocolate Chips (1 cup, divided): Melty chocolate pockets in every bite.

Optional Add-ins to Customize Your Loaf

  • Chopped walnuts or pecans for crunch
  • Dark chocolate chunks for richer flavor
  • A cinnamon swirl for a warm spice kick
  • Greek yogurt or sour cream for extra moisture
    For creative twists, don’t miss our banana nut crunch recipe, a perfect variation for nut lovers.

ding" id="step-by-step-instructions-to-make-chocolate-chip-banana-bread">Step-by-Step Instructions to Make Chocolate Chip Banana Bread

Preparing the Batter Like a Pro

  1. Preheat your oven to 350˚F and butter/flour a 9×5-inch loaf pan.
  2. Cream butter and sugar using a mixer with the paddle attachment until fluffy.
  3. Add eggs one at a time, mixing after each addition.
  4. Mash bananas until they reach a chunky applesauce consistency and add to the mix with vanilla extract. Blend until combined.
  5. Whisk dry ingredients (flour, baking soda, salt) separately, then add gradually to the wet mix.
  6. Fold in ¾ cup chocolate chips, reserving ¼ cup for topping.

Baking Tips to Ensure Perfect Results Every Time

  • Pour batter into the prepared pan and sprinkle remaining chips on top.
  • Bake for 55–65 minutes, checking at the 50-minute mark.
  • Insert a toothpick in the center — if it comes out clean (with a few moist crumbs), it’s done.
  • Let bread cool for 10 minutes before transferring to a wire rack.

For other banana-based treats, try our banana pudding cheesecake squares, an irresistible no-bake dessert.

ding" id="tips-to-know-when-chocolate-chip-banana-bread-is-done">Tips to Know When Chocolate Chip Banana Bread Is Done
Banana bread batter with chocolate chips ready for baking
Pour the batter into the loaf pan and sprinkle extra chocolate chips on top.

Visual Cues and the Toothpick Test

The top should be golden brown with melted chocolate scattered on the surface. Insert a toothpick in the center — if it comes out mostly clean with a few moist crumbs (not wet batter), your chocolate chip banana bread is ready.

Avoiding Common Baking Mistakes

  • Avoid opening the oven door too often; it causes uneven baking.
  • If the top browns too quickly, tent foil over the bread during the last 10 minutes.
  • Use room temperature ingredients for an even mix.

Storage, Shelf Life, and Serving Suggestions

Variations of chocolate chip banana bread and muffins
Try muffins, mini loaves, or healthy versions of chocolate chip banana bread

How Long Can Banana Bread Sit Out Uncovered?

Banana bread can sit out uncovered for about 1 day, but it’s best to cover it tightly or store it in an airtight container to maintain moisture. Left uncovered, it dries out quickly.

ding" id="best-ways-to-store-banana-bread-and-muffins-for-freshness">Best Ways to Store Banana Bread and Muffins for Freshness
  • Room Temperature: Store covered up to 3 days.
  • Refrigerator: Wrap in plastic and store up to 1 week.
  • Freezer: Wrap slices individually and freeze up to 3 months.
    For muffins, like banana chocolate chip muffins, store them in an airtight container with a paper towel to absorb moisture.

Variations: From Moist Banana Bread Recipe to Healthy Chocolate Banana Bread

Turning It into a Healthy Chocolate Banana Bread

Swap butter with coconut oil, reduce sugar, and use dark chocolate or cacao nibs. Adding whole wheat flour or oats can also boost fiber without compromising flavor.

Exploring Muffins, Mini-loaves, and Creative Twists

Transform this recipe into banana chocolate chip muffins by dividing batter into muffin tins and baking for 20–25 minutes. For a unique variation, try swirling in Nutella or peanut butter before baking.
For more chocolate indulgence, check out our chocolate banana bread healthy twist ideas.